Rainbow is essentially an extension of the Freedom system, and takes the payments to the grassroot level. This system aims to provide an easy and efficient system to the most uninformed user.

  • The consumer would send an SMS comprising product or service mnemonic to a predefined number.
  • On processing of SMS, Rainbow would send an OTP on behalf of product / service provider.
  • The consumer would approach the payment collection counter like CFC / CSC or particular Bank’s ATM with said OTP.
  • This OTP would be utilised by the counter clerk for payment/purchase action & will generate Bill for the payment.

The consumer will pay cash to the counter clerk for the transaction. The counter clerk can utilise eWallet from Bill Cloud for Bill payment. Alternately, the consumer can pay bills through ATM using his debit card.